@import url('https://fonts.googleapis.com/css2?family=Montserrat:wght@500;600;700&family=Open+Sans:wght@400;500;600;700&family=Playfair+Display:wght@600;700&display=swap');
:root{--navy:#0B2D4B;--navy2:#143E5D;--green:#2E7D5B;--gold:#D4A64A;--cream:#F8F5EB;--stone:#E2E8F0;--ink:#14202A;--muted:#63707A;--white:#fff;--line:#E3E4DF;--shadow:0 18px 50px rgba(11,45,75,.12);--radius:18px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font-family:'Open Sans',Arial,sans-serif;background:#fff;line-height:1.6}img{max-width:100%;display:block}a{color:inherit}.wrap{width:min(1180px,calc(100% - 36px));margin:auto}.serif{font-family:'Playfair Display',Georgia,serif}.eyebrow{font-family:'Montserrat',sans-serif;text-transform:uppercase;letter-spacing:.14em;font-size:.74rem;font-weight:700;color:var(--gold)}
.topbar{background:var(--navy);color:white;font-size:.9rem}.topbar .wrap{display:flex;justify-content:space-between;gap:20px;padding:8px 0}.topbar a{color:#fff;text-decoration:none}.header{position:sticky;top:0;z-index:50;background:rgba(248,245,235,.98);border-bottom:1px solid var(--line);backdrop-filter:blur(10px)}.nav{display:flex;align-items:center;justify-content:space-between;gap:24px;min-height:120px;padding:10px 0}.brand{display:flex;align-items:center;text-decoration:none;flex:0 0 auto}.brand-logo{width:clamp(250px,25vw,340px);height:auto;max-height:none;object-fit:contain;border-radius:0}.brand-logo--compact{display:none}.navlinks{display:flex;align-items:center;gap:22px}.navlinks a{text-decoration:none;font:600 .9rem 'Montserrat';color:var(--navy)}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border:0;border-radius:9px;padding:14px 20px;font:700 .92rem 'Montserrat';text-decoration:none;cursor:pointer}.btn-primary{background:var(--green);color:#fff;box-shadow:0 8px 22px rgba(46,125,91,.22)}.btn-secondary{background:var(--gold);color:var(--navy)}.btn-outline{border:2px solid var(--navy);color:var(--navy);background:transparent}.menu{display:none;background:none;border:0;font-size:1.5rem;color:var(--navy)}
.hero{background:linear-gradient(118deg,var(--navy) 0 58%,#123e5f 58% 70%,#2E7D5B 70% 100%);color:white;position:relative;overflow:hidden}.hero:after{content:'';position:absolute;right:-80px;bottom:-150px;width:500px;height:500px;border-radius:50%;border:72px solid rgba(212,166,74,.12)}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:54px;padding:64px 0 78px;align-items:center;position:relative;z-index:1}.hero h1{font:700 clamp(2.65rem,5vw,5rem)/.98 'Playfair Display';margin:10px 0 22px;letter-spacing:-.035em}.hero p{font-size:1.15rem;max-width:650px;color:#eef4f7}.hero-points{display:flex;gap:22px;flex-wrap:wrap;margin:24px 0 0}.hero-points span{font:600 .85rem 'Montserrat'}.hero-points span:before{content:'✓';color:var(--gold);margin-right:7px}.offer-card{background:white;color:var(--ink);padding:30px;border-radius:var(--radius);box-shadow:0 28px 80px rgba(0,0,0,.22);border-top:5px solid var(--gold)}.offer-card h2{font:700 2rem 'Playfair Display';color:var(--navy);margin:0 0 8px}.offer-card p{color:var(--muted);font-size:.95rem;margin-top:0}.field{display:grid;gap:6px;margin:14px 0}.field label{font:700 .78rem 'Montserrat';color:var(--navy)}.field input,.field select,.field textarea{width:100%;padding:14px 13px;border:1px solid #cfd5d9;border-radius:8px;font:inherit;background:#fff}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(212,166,74,.24);border-color:var(--gold)}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:12px}.fine{font-size:.74rem;color:#7b858c}.hp{position:absolute;left:-9999px}.success{display:none;background:#edf5ed;border:1px solid #b7cfb5;color:#365635;padding:14px;border-radius:8px;margin-top:12px}
.trust-strip{background:var(--cream);border-bottom:1px solid var(--line)}.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:0}.trust-item{padding:21px;border-right:1px solid var(--line);text-align:center}.trust-item:last-child{border-right:0}.trust-item strong{font:700 .9rem 'Montserrat';color:var(--navy)}
section{padding:76px 0}.section-head{max-width:760px;margin-bottom:34px}.section-head h2{font:700 clamp(2rem,4vw,3.5rem)/1.08 'Playfair Display';color:var(--navy);margin:7px 0 12px}.section-head p{color:var(--muted);font-size:1.05rem}.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}.card{padding:28px;border:1px solid var(--line);border-radius:var(--radius);background:white;box-shadow:0 8px 30px rgba(11,45,75,.06)}.card .ico{width:48px;height:48px;border-radius:12px;display:grid;place-items:center;background:#eef6f1;color:var(--green);font-size:1.35rem}.card h3{font:700 1.35rem 'Playfair Display';color:var(--navy);margin:16px 0 7px}.card p{color:var(--muted);margin:0}.cream{background:var(--cream)}.navy{background:var(--navy);color:white}.navy h2,.navy h3{color:white}.navy p{color:#d9e3e9}.steps{counter-reset:s}.step{position:relative;padding-left:72px}.step:before{counter-increment:s;content:counter(s);position:absolute;left:0;top:0;width:48px;height:48px;border-radius:50%;background:var(--gold);color:var(--navy);display:grid;place-items:center;font:700 1.05rem 'Montserrat'}.split{display:grid;grid-template-columns:1fr 1fr;gap:58px;align-items:center}.quote-panel{background:linear-gradient(145deg,#fbf8ef,#eaf4ef);border-radius:28px;padding:44px;min-height:380px;display:flex;flex-direction:column;justify-content:center}.quote-panel h3{font:700 2.6rem/1.05 'Playfair Display';color:var(--navy);margin:0 0 16px}.location-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px}.location-grid a{padding:14px;border:1px solid var(--line);border-radius:10px;text-decoration:none;background:white;font:600 .9rem 'Montserrat';color:var(--navy)}.location-grid a:hover{border-color:var(--green);transform:translateY(-1px)}.faq{max-width:900px}.faq details{border-top:1px solid var(--line);padding:18px 0}.faq summary{font:700 1rem 'Montserrat';color:var(--navy);cursor:pointer}.faq p{color:var(--muted)}.cta-band{background:linear-gradient(110deg,var(--green),#256c4e);color:white;border-radius:26px;padding:44px;display:flex;align-items:center;justify-content:space-between;gap:30px}.cta-band h2{font:700 2.6rem/1.05 'Playfair Display';margin:0}.footer{background:#08263f;color:#dce5ea;padding:56px 0 28px}.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr;gap:40px}.footer h4{font:700 .8rem 'Montserrat';text-transform:uppercase;letter-spacing:.12em;color:var(--gold)}.footer a{display:block;text-decoration:none;color:#dce5ea;margin:8px 0}.footer .brand{display:inline-flex;background:none;padding:0;border-radius:0;margin-bottom:18px}.footer .brand-logo{width:min(300px,100%);height:auto;max-height:none}.footer small{display:block;border-top:1px solid rgba(255,255,255,.12);margin-top:38px;padding-top:20px;color:#9fb0bc}.breadcrumb{font-size:.8rem;color:var(--muted);padding:18px 0}.page-hero{background:linear-gradient(145deg,var(--cream),#eef5f1);padding:64px 0}.page-hero h1{font:700 clamp(2.5rem,5vw,4.6rem)/1 'Playfair Display';color:var(--navy);max-width:900px;margin:8px 0 16px}.answer-box{background:white;border-left:5px solid var(--gold);padding:20px 22px;box-shadow:var(--shadow);max-width:900px}.content{max-width:850px}.content h2{font:700 2rem 'Playfair Display';color:var(--navy);margin-top:42px}.content h3{color:var(--navy)}.content p,.content li{color:#43515b}.sticky-mobile{display:none}
@media(max-width:900px){.brand-logo{width:clamp(220px,34vw,300px)}.nav{min-height:98px}.navlinks{top:98px}.navlinks{display:none;position:absolute;top:98px;left:0;right:0;background:var(--cream);padding:22px;flex-direction:column;align-items:flex-start;border-bottom:1px solid var(--line)}.navlinks.open{display:flex}.menu{display:block}.nav>.btn{display:none}.hero-grid,.split{grid-template-columns:1fr}.hero{background:var(--navy)}.cards{grid-template-columns:1fr 1fr}.trust-grid{grid-template-columns:1fr 1fr}.location-grid{grid-template-columns:1fr 1fr}.footer-grid{grid-template-columns:1fr 1fr}.cta-band{align-items:flex-start;flex-direction:column}.sticky-mobile{position:fixed;z-index:60;bottom:0;left:0;right:0;display:grid;grid-template-columns:1fr 1fr;background:white;border-top:1px solid var(--line);padding:8px;gap:8px}.footer{padding-bottom:88px}}
@media(max-width:600px){.brand-logo--full{display:none}.brand-logo--compact{display:block;width:min(220px,56vw)}.wrap{width:min(100% - 24px,1180px)}.topbar .wrap{justify-content:center}.topbar .wrap span:last-child{display:none}.brand-logo{width:min(230px,54vw)}.hero-grid{padding:44px 0 56px}.offer-card{padding:22px}.form-row,.cards,.trust-grid,.location-grid,.footer-grid{grid-template-columns:1fr}.trust-item{border-right:0;border-bottom:1px solid var(--line)}section{padding:56px 0}.cta-band{padding:30px}.cta-band h2{font-size:2rem}}