Seller guide
Behind on payments? Timing and accurate information matter.
Can a house be sold when payments are behind? Often, yes, provided there is enough time and the transaction can satisfy liens and closing requirements. Exact options depend on the loan, arrears, equity and foreclosure timeline.
Get the exact numbers
Do not rely on estimates. A current mortgage payoff, arrears, fees and any other liens help determine what a sale must accomplish.
Do not wait on deadlines
If a foreclosure process is underway, deadlines can be critical. A real estate buyer cannot give you legal advice or guarantee a sale will stop a foreclosure.
Consider independent advice
Depending on your circumstances, you may want to speak with your lender, a housing counselor, attorney, CPA or licensed real estate professional before deciding what path is best.
Request an offer
Want to see what a direct sale could look like?
Tell us about the property. There is no obligation to accept an offer.